/* Solutions Homeowners modules — part 1: compliance + calculator */
.solutions-homeowners-page .compliance-tabs{display:flex;flex-wrap:wrap;gap:10px;justify-content:center;margin:8px 0 28px}
.solutions-homeowners-page .compliance-tab{min-height:42px;padding:10px 18px;border:1px solid var(--ho-line);border-radius:999px;background:#fff;color:var(--ho-muted);font-size:13px;font-weight:600;cursor:pointer}
.solutions-homeowners-page .compliance-tab.active,.solutions-homeowners-page .compliance-tab:hover{border-color:rgba(209,170,96,.55);background:var(--ho-navy);color:#fff}
.solutions-homeowners-page .compliance-panel{display:none;padding:28px;border:1px solid var(--ho-line);border-radius:14px;background:#fff;box-shadow:var(--ho-shadow)}
.solutions-homeowners-page .compliance-panel.active{display:block}
.solutions-homeowners-page .compliance-panel h4{margin:0 0 10px;color:var(--ho-navy);font-size:20px;font-weight:700}
.solutions-homeowners-page .compliance-panel>p,.solutions-homeowners-page .text-mid-720{max-width:720px;margin:0 0 24px;color:var(--ho-muted);font-size:14px;line-height:1.7}
.solutions-homeowners-page .comp-data{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:14px}
.solutions-homeowners-page .compliance-data-item{padding:18px 16px;border:1px solid var(--ho-line);border-radius:12px;background:var(--ho-bg);text-align:center}
.solutions-homeowners-page .cd-value{margin-bottom:6px;color:var(--ho-navy);font-size:22px;font-weight:700}
.solutions-homeowners-page .cd-label{color:var(--ho-muted);font-size:12px;line-height:1.45}
.solutions-homeowners-page .calc-box{max-width:920px;margin:0 auto;padding:28px;border:1px solid var(--ho-line);border-radius:16px;background:#fff;box-shadow:var(--ho-shadow);display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px 20px}
.solutions-homeowners-page .calc-field{margin:0}
.solutions-homeowners-page .calc-field label{display:block;margin-bottom:6px;color:var(--ho-navy);font-size:12px;font-weight:700}
.solutions-homeowners-page .calc-field select,.solutions-homeowners-page .calc-field input{width:100%;min-height:46px;padding:10px 14px;border:1px solid var(--ho-line);border-radius:8px;background:#f8fafb;color:var(--ho-ink);font-size:14px;box-sizing:border-box}
.solutions-homeowners-page .calc-actions,.solutions-homeowners-page .calc-result,.solutions-homeowners-page .calc-gdpr-field,.solutions-homeowners-page .calc-disclaimer,.solutions-homeowners-page .ho-calc-cta{grid-column:1/-1}
.solutions-homeowners-page .calc-gdpr-field{display:flex;align-items:flex-start;gap:10px;margin:0;color:var(--ho-muted);font-size:13px;line-height:1.5}
.solutions-homeowners-page .calc-gdpr-field input{margin-top:3px}
.solutions-homeowners-page .calc-gdpr-field a{color:var(--ho-gold-dark);font-weight:600}
.solutions-homeowners-page .calc-actions{display:flex;flex-wrap:wrap;gap:12px;margin:0}
.solutions-homeowners-page .calc-result{padding:20px;border:1px dashed rgba(209,170,96,.45);border-radius:12px;background:rgba(209,170,96,.08);text-align:center}
.solutions-homeowners-page .calc-result[hidden]{display:none}
.solutions-homeowners-page .cr-estimate{margin-bottom:8px;color:var(--ho-navy);font-size:clamp(24px,3vw,34px);font-weight:700}
.solutions-homeowners-page .cr-label{color:var(--ho-muted);font-size:13px;line-height:1.6}
.solutions-homeowners-page .calc-disclaimer{margin:0;color:#83919c;font-size:12px;line-height:1.55}
.solutions-homeowners-page .ho-calc-cta{text-align:center}
.solutions-homeowners-page .ho-price-explain{max-width:920px;margin:36px auto 0;padding:24px 28px;border:1px solid var(--ho-line);border-radius:14px;background:#fff;box-shadow:var(--ho-shadow)}
.solutions-homeowners-page .ho-price-explain h4{margin:0 0 10px;color:var(--ho-navy);font-size:18px;font-weight:700}
.solutions-homeowners-page .ho-price-explain p{margin:0;color:var(--ho-muted);font-size:14px;line-height:1.7}
.solutions-homeowners-page .ho-install-header{max-width:820px;margin:0 auto 40px}
.solutions-homeowners-page .ho-install-title{margin:0 auto 16px;color:var(--ho-navy);font-size:clamp(28px,3.5vw,42px);font-weight:600;line-height:1.15}
.solutions-homeowners-page .ho-install-desc{margin:0 auto;color:var(--ho-muted);font-size:15px;line-height:1.7;max-width:720px}
.solutions-homeowners-page .ho-install-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:18px}
.solutions-homeowners-page .ho-install-card{display:flex;gap:14px;align-items:flex-start;padding:22px 20px;border:1px solid var(--ho-line);border-radius:14px;background:#fff;box-shadow:var(--ho-shadow)}
.solutions-homeowners-page .ho-install-check{flex-shrink:0;display:flex;align-items:center;justify-content:center;width:28px;height:28px;border-radius:50%;background:rgba(209,170,96,.15);color:var(--ho-gold-dark);font-weight:700}
.solutions-homeowners-page .ho-install-card h4{margin:0 0 6px;color:var(--ho-navy);font-size:16px}
.solutions-homeowners-page .ho-install-card-p{margin:0;color:var(--ho-muted);font-size:13px;line-height:1.65}
.solutions-homeowners-page .ho-warranty-block{background:linear-gradient(135deg,var(--ho-navy),var(--ho-navy-2));color:#fff}
.solutions-homeowners-page .ho-warranty-inner{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:32px}
.solutions-homeowners-page .ho-warranty-text{flex:1 1 420px;max-width:700px}
.solutions-homeowners-page .ho-warranty-text h2{margin:0 0 14px;color:#fff;font-size:clamp(28px,3.5vw,42px);font-weight:600;line-height:1.15}
.solutions-homeowners-page .ho-warranty-text p{margin:0;color:rgba(255,255,255,.72);font-size:15px;line-height:1.7}
.solutions-homeowners-page .ho-warranty-btn{display:inline-flex;margin-top:16px;border-color:rgba(255,255,255,.4);color:#fff}
.solutions-homeowners-page .ho-warranty-badge{display:flex;flex-direction:column;align-items:center;justify-content:center;width:160px;height:160px;border:2px solid rgba(209,170,96,.55);border-radius:50%;background:rgba(209,170,96,.12)}
.solutions-homeowners-page .wb-num{color:var(--ho-gold);font-size:56px;font-weight:700;line-height:1}
.solutions-homeowners-page .wb-text{color:rgba(255,255,255,.8);font-size:12px;font-weight:700;letter-spacing:.08em;text-transform:uppercase}
.solutions-homeowners-page .pillar-case-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:22px}
.solutions-homeowners-page .pillar-case-card{position:relative;overflow:hidden;border:1px solid var(--ho-line);border-radius:14px;background:#fff;box-shadow:var(--ho-shadow)}
.solutions-homeowners-page .card-link-overlay{position:absolute;inset:0;z-index:1}
.solutions-homeowners-page .pillar-case-img{height:220px;overflow:hidden;background:var(--ho-navy)}
.solutions-homeowners-page .pillar-case-img img{display:block;width:100%;height:100%;object-fit:cover;transition:transform .5s ease}
.solutions-homeowners-page .pillar-case-card:hover .pillar-case-img img{transform:scale(1.025)}
.solutions-homeowners-page .pillar-case-body{position:relative;z-index:2;padding:22px}
.solutions-homeowners-page .pillar-case-body h4{margin:0 0 10px;color:var(--ho-navy);font-size:18px;font-weight:700}
.solutions-homeowners-page .pillar-case-body>p{margin:0 0 12px;color:var(--ho-muted);font-size:13px;line-height:1.65}
.solutions-homeowners-page .pc-params{display:flex;flex-wrap:wrap;gap:6px;margin-bottom:14px}
.solutions-homeowners-page .pc-param{padding:4px 8px;border:1px solid rgba(29,93,125,.14);border-radius:999px;background:rgba(29,93,125,.05);color:var(--ho-blue);font-size:10px;font-weight:700}
.solutions-homeowners-page .pc-testimonial{margin:14px 0 12px;padding:12px 14px;border-left:3px solid var(--ho-gold);background:rgba(209,170,96,.08);color:var(--ho-ink);font-size:13px;line-height:1.6;font-style:italic}
.solutions-homeowners-page .case-regional-link{position:relative;z-index:3;display:inline-flex;color:var(--ho-blue);font-size:12px;font-weight:700;text-decoration:none}
.solutions-homeowners-page .disclaimer-sm{margin:28px 0 0;color:#83919c;font-size:12px;line-height:1.55;text-align:center}
.solutions-homeowners-page .pillar-faq-grid{display:grid;grid-template-columns:1fr;gap:12px;max-width:920px;margin:0 auto}
.solutions-homeowners-page .faq-item{border:1px solid var(--ho-line);border-radius:12px;background:#fff;box-shadow:var(--ho-shadow);overflow:hidden}
.solutions-homeowners-page .faq-question{display:flex;align-items:center;justify-content:space-between;gap:14px;min-height:56px;padding:16px 18px;color:var(--ho-navy);font-size:15px;font-weight:600;cursor:pointer}
.solutions-homeowners-page .faq-question .icon{flex-shrink:0;width:26px;height:26px;display:flex;align-items:center;justify-content:center;border:1px solid var(--ho-line);border-radius:50%;color:var(--ho-blue);font-size:16px;line-height:1;transition:transform .2s}
.solutions-homeowners-page .faq-item.open .faq-question .icon{transform:rotate(45deg)}
.solutions-homeowners-page .faq-answer{display:none;padding:0 18px 16px}
.solutions-homeowners-page .faq-item.open .faq-answer{display:block}
.solutions-homeowners-page .faq-answer p{margin:0;color:var(--ho-muted);font-size:14px;line-height:1.7}
.solutions-homeowners-page .tech-blog-card{position:relative;max-width:920px;margin:0 auto;overflow:hidden;border:1px solid var(--ho-line);border-radius:16px;background:#fff;box-shadow:var(--ho-shadow)}
.solutions-homeowners-page .tbc-header{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:10px;padding:16px 22px;border-bottom:1px solid var(--ho-line);background:var(--ho-bg)}
.solutions-homeowners-page .tbc-badge{padding:4px 10px;border-radius:999px;background:rgba(209,170,96,.15);color:var(--ho-gold-dark);font-size:11px;font-weight:700}
.solutions-homeowners-page .tbc-readtime{display:inline-flex;align-items:center;gap:6px;color:var(--ho-muted);font-size:12px}
.solutions-homeowners-page .tbc-readtime svg{width:14px;height:14px}
.solutions-homeowners-page .tbc-body{position:relative;z-index:2;padding:24px 22px}
.solutions-homeowners-page .tbc-body h3{margin:0 0 12px;color:var(--ho-navy);font-size:22px;font-weight:700}
.solutions-homeowners-page .tbc-body p{margin:0 0 16px;color:var(--ho-muted);font-size:14px;line-height:1.7}
.solutions-homeowners-page .tbc-tags{display:flex;flex-wrap:wrap;gap:8px;margin-bottom:16px}
.solutions-homeowners-page .tbc-tag{padding:4px 10px;border:1px solid var(--ho-line);border-radius:999px;background:#f8fafb;color:var(--ho-blue);font-size:11px;font-weight:600}
.solutions-homeowners-page .tbc-cta{position:relative;z-index:3;color:var(--ho-gold-dark);font-size:13px;font-weight:700;text-decoration:none}
.solutions-homeowners-page .pillar-related-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}
.solutions-homeowners-page .pillar-related-card{display:flex;gap:14px;align-items:flex-start;padding:22px 18px;border:1px solid var(--ho-line);border-radius:14px;background:#fff;box-shadow:var(--ho-shadow);text-decoration:none;transition:transform .2s,border-color .2s}
.solutions-homeowners-page .pillar-related-card:hover{border-color:rgba(209,170,96,.55);transform:translateY(-3px)}
.solutions-homeowners-page .prc-icon{display:flex;align-items:center;justify-content:center;flex-shrink:0;width:40px;height:40px;border-radius:10px;background:rgba(29,93,125,.07);color:var(--ho-blue)}
.solutions-homeowners-page .prc-icon svg{width:20px;height:20px}
.solutions-homeowners-page .prc-content p{margin:0;color:var(--ho-muted);font-size:13px;line-height:1.6}
.solutions-homeowners-page .rr-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:18px;margin-top:28px}
.solutions-homeowners-page .rr-card{display:block;padding:24px 22px;border:1px solid var(--ho-line);border-radius:14px;background:#fff;box-shadow:var(--ho-shadow);text-decoration:none;transition:transform .2s,border-color .2s}
.solutions-homeowners-page .rr-card:hover{border-color:rgba(209,170,96,.55);transform:translateY(-3px)}
.solutions-homeowners-page .rr-icon{display:flex;align-items:center;justify-content:center;width:44px;height:44px;margin-bottom:14px;border-radius:10px;background:rgba(29,93,125,.07);color:var(--ho-blue)}
.solutions-homeowners-page .rr-icon svg{width:22px;height:22px}
.solutions-homeowners-page .rr-card h4{margin:0 0 10px;color:var(--ho-navy);font-size:17px;font-weight:700}
.solutions-homeowners-page .rr-card p{margin:0 0 14px;color:var(--ho-muted);font-size:13px;line-height:1.65}
.solutions-homeowners-page .rr-link{color:var(--ho-blue);font-size:12px;font-weight:700}
@media(max-width:1100px){.solutions-homeowners-page .comp-data,.solutions-homeowners-page .pillar-case-grid,.solutions-homeowners-page .pillar-related-grid,.solutions-homeowners-page .rr-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media(max-width:860px){.solutions-homeowners-page .calc-box,.solutions-homeowners-page .ho-install-grid{grid-template-columns:1fr}.solutions-homeowners-page .ho-warranty-inner{justify-content:center;text-align:center}.solutions-homeowners-page .ho-warranty-badge{margin:0 auto}}
@media(max-width:640px){.solutions-homeowners-page .comp-data,.solutions-homeowners-page .pillar-case-grid,.solutions-homeowners-page .pillar-related-grid,.solutions-homeowners-page .rr-grid{grid-template-columns:1fr}.solutions-homeowners-page .calc-actions .btn,.solutions-homeowners-page .ho-calc-cta .btn{width:100%;justify-content:center}}